Alright, it’s that time again—car insurance renewal. But before you hit 'renew' and forget about it for another year, let's ensure you’re still getting a sweet deal. Why not make life easier by zipping through this with a helpful sidekick like Quashed to weigh your options? Here’s how you can get savvy with your policy and maybe even cut down those insurance costs!
Review your current cover
First things first, it’s essential to make sure your current plan still aligns with your needs. Different vehicles can have a big impact on insurance rates, so it’s worth exploring the Key Factors in Choosing the Best Car Insurance to see what matters most.
FAQ: What does car insurance cover? Many ask, "What does car insurance cover?" and "What should my car insurance include?" This is a great time to check that you’re protected against the risks you actually face. Comprehensive coverage is key if your lifestyle has seen big changes, such as a new car or moving homes.
Update personal information
Keeping your insurer up-to-date is easy but key. New address? Has someone else in the household started driving? Adjustments here can affect your premium and cover. For more tips on getting the best out of your car insurance, check out our blog on Key Factors in Choosing the Best Car Insurance.
Check for discounts
Who doesn’t love a good discount? Perhaps you’ve taken a defensive driving course or installed a new anti-theft system. These changes can often lower your premiums, so don’t miss out. Want to know the difference between cutting costs and getting the right coverage? Check out our blog on the Cheapest Versus Best Car Insurance in NZ.
The average Kiwi household can save
$2,023.79 a year by shopping their insurance!
Find out how your renewal prices stack up against other options out there!
Adjust your excess
Considering a higher excess can reduce your monthly premiums. This is a gamble that you won’t need to make a claim, and it can be a great way to save money if you’re a safe and infrequent driver. For more tips on cutting costs, check out our blog on Smart Ways to Slash Your Car Insurance.
Shop smarter with Quashed
Insurance just got way easier with Quashed. Compare, shop and track all your insurance in one place.
Shop around for competitive quotes
Don’t settle for the status quo. Use tools like Quashed to see how your current deal stacks up against the market. You might be surprised by the savings you could snag.
Market Scan quotes are direct from insurers
So you won’t pay more with Quashed
Re-read your policy terms
Not the most thrilling read, but knowing exactly what you’re signed up for can save headaches later. Make sure no new terms have slipped into your policy that could be detrimental. For a straightforward breakdown, take a look at our Motor Insurance NZ Guide.
Evaluate customer service and the claims process
How’s your insurer been treating you? Good service can make all the difference when things get rough. If you’ve had a few “meh” experiences, it could be worth exploring other options. Want to uncover some surprising facts? Dive into our blog on Debunking Car Insurance Myths.
Are you ready to sort out your car insurance?
Taking time to review your car insurance isn’t just about following the rules—it’s about making sure you’re not overpaying for peace of mind. Roll through this checklist, sign up to Quashed and make sure you’re getting the best possible deal.
