Choosing life insurance can feel a bit like trying to wrap your head around Coralie Fargeat’s cult classic cinematic masterpiece The Substance. At first, it’s confusing, layered, and maybe even a little overwhelming. But once you understand the key elements, everything falls into place, and you realise just how profound the message really is. Similarly, figuring out the right life insurance policy doesn’t have to be a headache—it’s all about knowing what you need and having the right tools at your fingertips.
It’s not one-size-fits-all
Life insurance isn’t a one-size-fits-all situation. It’s more like your favourite custom-designed sneakers—fit for purpose, built to last, and perfect for your specific needs. Much like when you need a certain shoe for a particular occasion, you’ll need the right coverage at different stages in your life. For example:
Buying your first home: If you’re about to buy a house, life insurance becomes essential. A mortgage protection policy is a good fit because it ensures your mortgage is covered if the worst happens. This can provide peace of mind to you and your family, knowing your home will stay protected, no matter what. Wondering how KiwiSaver can help fix New Zealand’s underinsurance problem? Stay tuned for our upcoming blog on that.
Career changes: As your career progresses and you take on more responsibility, your insurance needs likely change. Perhaps you’ve received a promotion, landed a higher-paying job, or even started a business. In this case, income protection insurance becomes key - ensuring you can maintain your standard of living if you suddenly can’t work due to illness or injury.
Kids leaving home: As your children grow up and start to lead independent lives, your financial commitments may change, and so too might your insurance requirements. You may find that the coverage you had when you were providing for a young family isn’t necessary anymore. Perhaps you now want to think about funeral cover or re-evaluating your health insurance.
Just like your personal style changes as you move through different life stages, so do your life insurance needs. Being aware of how these life events impact your choices will help you ensure you’re always properly covered.
Compare like a pro: time to be the director
Think of Quashed as your assistant producer guiding you through the scenes of your life insurance story. You get to compare multiple policies side-by-side, saving you the stress of flicking through endless insurance jargon. It’s like comparing The Shawshank Redemption to Pulp Fiction—you can see the differences, understand what resonates with you, and make the choice that suits your needs best.
Here’s where Quashed really stands out: real-time comparisons. With Quashed, you don’t have to waste time clicking between tabs or hunting down hard-to-find policy details. In no time at all, you’ll have a detailed comparison of top life insurance policies right in front of you. No more digging through endless websites or feeling overwhelmed by complex jargon.
Want to know more about comparing life insurance policies? Keep an eye out for our future post, “Common Life Insurance Mistakes to Avoid,” to make sure you’re on the right track.
Consider the providers: choose the best cast for your blockbuster
A great movie is only as good as its cast, and the same goes for life insurance providers. You wouldn’t want to cast a drama actor in a comedy, so why would you choose an insurance provider that doesn’t meet your needs? The best life insurance providers in NZ are those that fit your lifestyle, health, and future plans. Researching and comparing these providers can feel like picking your dream team for a movie—you need to make sure they have the right experience, reputation, and flexibility to deliver what you need.
The average Kiwi household can save
$2,023.79 a year by shopping their insurance!
Find out how your renewal prices stack up against other options out there!
Ready to find the right life insurance for you?
Don’t waste time navigating endless insurance jargon or hunting down the best deal. With Quashed, you can compare policies in no time at all and get real-time, personalised quotes that suits your specific needs. It’s fast, easy, and all about putting you in control. Start comparing life insurance policies now — make the right choice for you and your family today!
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FAQs
How can I use Quashed to compare life insurance?
Quashed allows you to compare policies side-by-side in no time at all. Our real-time comparison tool shows you all the details of the best policies available so you can make an informed decision fast.
Is Quashed free to use?
Yes! Quashed is completely free to use, and you can start comparing life insurance policies right away.
How do I know how much life insurance I need?
The amount of coverage you need depends on your financial obligations, dependents, and personal goals. If you're unsure, our personalised advice will help guide you to the right decision.
Can Quashed help me find the best premium?
Absolutely! With Quashed, you can find the best premiums that suit your needs, and our real-time tool ensures you're always getting the most current information. This is one of our key points of difference. Read our blog to find out more.
